Our Mission
Creating a work environment for people to continually grow and develop.
Our Purpose
Our Vision
Our Mission
Creating a work environment for people to continually grow and develop.
Our Purpose
Our Vision
WHO WE ARE
As a successful Australian-owned business we understand the challenges you face, from making effective business decisions to maximising your personal net worth.
Wealth Definition of Sydney Northern Beaches have been helping businesses like yours chart the complex waters of business for over 35 years!
“We have a particular appreciation of the issues entrepreneurs face, making us an integral part of your advisory team. Our comprehensive approach includes cash flow forecasting, tax minimisation plans, business-information processing and management, as well as strategic advice”.
Our firm employs an experienced team of highly qualified, motivated individuals who deliver a high level of service. Our business consultants in the Sydney Northern Beaches keep abreast of new trends, policies, and procedures. We take the time to listen to our clients and translate observations into practical, useful recommendations that help businesses prosper and grow.
“We explain and minimise the complexity of any situation using clear, simple terminology and provide sound financial planning and reporting to meet your needs now and in future as your goals change”.
Wealth Definition offers the depth and breadth of services available from any major chartered Accounting firm, while maintaining the personal touch only a locally-owned firm can provide. These are the qualities that make us unique, the qualities our clients have come to expect.
Whatever stage your business is at, your adviser will be available to counsel and assist you through all the major and minor transitions. We ask the right questions because we’ve been helping our clients with the challenge of change for over 35 years.

Tony Fenwicke
Principal / FCA / BEc
Chartered Accountant/Financial Planning Specialist
Tony is the Principal of Wealth Definition and has worked in the Accounting Profession for over 40 years; and as a Financial Adviser since 2000. Tony joined the Willoughby & Dunne partnership in 1985; and has since navigated the practice along a journey of several restructuring and rebranding initiatives; but above all excellence in client service.
Tony holds a Bachelor of Commerce (Economics) is a Fellow of the Institute of Chartered Accountants in Australia and New Zealand (ICAANZ) and holds the Specialist Financial Planning accreditation through the Institute. Tony is an Authorised Representative of Count Financial; and holds specialist accreditations to provide advice on Self-Managed Superannuation Funds, Business Insurance and Aged Care.
Tony is also a Registered Tax Agent, Registered Company Auditor and Registered Self-Managed Superannuation Fund Auditor. Furthermore he is a member of the Mortgage and Finance Association (MFAA) and an Authorised Credit Representative to provide Lending and Mortgage Broking services to individuals and business.
“I seek financial solutions for my clients, ensuring they receive a comprehensive service from Wealth Definition; and that their financial strategy, tax, accounting and lending needs are being met.”
Having grown up on the land, Tony loves to spend time with his family out in the bush and enjoys participating in fundraising initiatives cycling from Sydney to Surfers Paradise.
Henniette Harmse
CA / Financial Planning Specialist
B Comm, Dip. FP
Henniette leads the Financial Planning team and has worked in the Financial Planning Industry since 2005. She is a Chartered Accountant and holds a Bachelor of Commerce (Accounting). Henniette also holds specialist accreditations to provide Self-Managed Superannuation Fund, Business Insurance, Estate Planning and Aged Care advice.
She is a member of the Institute of Chartered Accountants in Australia and New Zealand (ICAANZ) since 2000 and holds a Financial Planning Specialist designation. Henniette is an Authorised Representative of Count Financial and a member of the Women in Advice Committee; and participates in Count’s Mentoring Program for aspiring advisers.
Henniette’s strong credentials in financial accounting and management consulting complement her technical expertise in financial advice and render her well-appointed to service business clients.
“I am passionate about financial planning and strongly believe in educating my clients; and employing financial strategies to help them realise their dreams and have an optimal lifestyle.”
Henniette forms long term relationship with her clients and values them like family and friends. She appreciates fine arts and the outdoors.
Look How far we have come
Accounting & Tax Team

Margot Fenwicke
Self Managed Super Fund Accountant
Margot is an accountant and self managed super fund specialist at Wealth Definition.With over five years of experience in self managed super funds, Margot has an extensive knowledge of superannuation law and tax preparation.
“Self managed super funds are a great tax saving vehicle utilised by a number of our clients. I ensure full compliance in all areas of superannuation and look to maximise earnings and minimise tax for our clients”.
Margot is always learning more in the field of superannuation to provide the best service possible.
Margot is always available in the office to address any issues our clients encounter and seeks to provide quality service in every area of her work.

Michael Watkins
Business Services Accountant - B Bus (Accounting/Marketing)
Michael is an Accountant employed by Weath Definition.His ambition is to see small businesses grow and give business owners the tools to help them suceed.
“I have always loved working with business owners. Helping them move from stressed out, confused, overwhelming situations, to a place where they can enjoy their business and see real results!”
Michael has numerous clients across a wide range of industries including IT, construction and hospitality.
Michael can assist you with any business, accounting and tax issues you may have and is happy to meet with you over a coffee to discuss your situation.

Sonia Vumbaca
Intermediate Accountant - B Bus
Sonia is an accountant employed by Wealth Definition.Sonia endeavours to achieve the best result for our clients and comply with all ATO and client deadlines.
“With over 20 years of experience in tax accounting, I am able to assist clients in meeting compliance deadlines, as well as helping them grow their businesses and achieving future financial goals”.
Sonia will ensure clients understand the information in their tax returns and she is happy to answer any questions to ensure this is achieved. Many clients feel overwhelmed when having to deal with their tax and BAS obligations, so Sonia will ensure the experience runs as smooth and as stress free as possible.
Miranda Tomblin
Senior Accountant
Miranda is a senior accountant employed on a part time basis with Wealth Definition.Miranda has been apart of the Wealth Definition team at various periods throughout the last ten years.
“I have a great eye for detail and always make sure my client gets the most premium quality service from me.”
Miranda is dedicated and ensures that her clients needs are always met. Miranda is also the mother of two children, she enjoys time and the beach and drinks with friends.
Paulette Hendy
Business Services Specialist - CPA
Paulette has been servicing Wealth Definition as a Business Services Specialist for the past ten years.Paulette is a Certified Practicing Accountant (CPA) and has extensive experience across a range of entities and individuals.
Paulette works on a contract basis and is always eager to help service her clients to relieve any stress or issues.
Lending & Brokerage Team

Kayla Mitchell
Receptionist
Kayla is our assistant broker, supporting Tony in the completion of car finance, home loan re-finance and business loans.With a background in child care, Kayla has started a new career in busiess and is a welcomed addition to our team.
Financial Planning Team

Carmen Gregorian
Client Services Officer
Carmen is a client services officer at Wealth Definition. Having started her work at our reception desk, Carmen took on the challenge to move to the Financial Planning team.“Starting at Wealth Definition in reception was just a job out of school. However, I have really felt at home here and want to take on more responsibility. I am looking forward to learning alot in my new role”.
Carmen is kind and accomodating and wants to help give her clients the best service possible. In her spare time Carmen enjoys movies and time with friends.

Kathy Paterson
Client Services Officer
Kathy is employed as a client services officer at Wealth Definition.Kathy has been with Wealth Definition for almost ten years and enjoys her work in the financial planning team.
“I enjoy speaking to clients and helping them with any questions they have. I always look to make the team more efficient and effective, and I have a great deal of respect for our leadership”.
Kathy is a proud mother and she enjoys spending time with her family.
Administration Team

Cathy Warriner
Receptionist
Cathy is our ‘Director of First Impressions’ and has been apart of the Wealth Definition team for the past five years.Cathy always provides a kind and caring demeanour in her approach to all our clients. She is welcoming and always up for laugh.
“If you have any problems call me and I will make sure you are directed to the right people to help solve your problems”.
Cathy enjoys working at Wealth Definition on a part time basis, she is a proud mother and enjoys spending time with her friends and family.

Joanne Redmond
Human Resources Officer
Joanne is employed as the Human Resources Officer at Wealth Definition. Joanne is in control of all internal bookkeeping and management of our staff.Joanne has over ten years experience in business and is always willing to help our staff and our clients.
“I enjoy looking after our staff with celebrations for any occassion. I think a good office environment helps the staff better serve our clients.”
Joanne is the proud mother of four children. She enjoys looking after her kids and having a drink with friends.
OUR PHILANTHROPY

CCF helps Count Members to give back to their communities and those less fortunate. The CCF was established to support Count Members in their philanthropic endeavours and help them make a significant difference in their local communities.
Since its inception the Foundation has donated over $7m to Member nominated charities.
Youth Off The Streets supports these young people as they work to turn their lives around and overcome immense personal trauma such as neglect, physical, psychological and/or emotional abuse.

Daughterly Care provides ‘enabling care’ that helps increase confidence and overall wellness of it’s clients. Instead of just doing tasks they assist their clients to be able to do them themselves.
Each client can now remain in their own home with expert care provided.
They also provide guidance, encouragement and assistance to regain physical abilities and re-learn daily living skills. All guidance is kind, encouraging and delivered in an ‘error free learning’ environment.
The Australian Melanoma Research Foundation is a not-for-profit charity organisation, established by a group of dedicated volunteers to provide funding for research into novel immune based treatments for melanoma. They also have a strong commitment to melanoma awareness and education within the community, as well as providing a support service to anybody affected by melanoma or seeking information regarding melanoma treatment.
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